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	<title>Don t Panic If Taxes Department Raids You - Revision history</title>
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	<updated>2026-10-19T10:20:11Z</updated>
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		<id>https://expeditio.kriegsmarinearchiv.at/index.php?title=Don_t_Panic_If_Taxes_Department_Raids_You&amp;diff=114711&amp;oldid=prev</id>
		<title>CruzBettington1 at 14:21, 22 September 2026</title>
		<link rel="alternate" type="text/html" href="https://expeditio.kriegsmarinearchiv.at/index.php?title=Don_t_Panic_If_Taxes_Department_Raids_You&amp;diff=114711&amp;oldid=prev"/>
		<updated>2026-09-22T14:21:13Z</updated>

		<summary type="html">&lt;p&gt;&lt;/p&gt;
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				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 14:21, 22 September 2026&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
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&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;One more week until Tax Entire day&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Have &lt;/del&gt;you &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;filed yours yet? I haven&#039;t (probably should onboard that, actually), considering the fact that I read &lt;/del&gt;in &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;USA Today that roughly 47% &lt;/del&gt;of &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Americans won&#039;t even have to worry &lt;/del&gt;about &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;paying federal &lt;/del&gt;income taxes&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;, I start to wonder if I should even bother&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Oh sure, there&#039;s the threat of prison time for tax evasion, but really, what&#039;s the point if half the damn country isn&#039;t going fork out up and leave scot-free?&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;/del&gt;2) &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;An individual &lt;/del&gt;participating &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;inside &lt;/del&gt;your company&#039;s retirement plan? If not, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;test&lt;/del&gt;? Every dollar you contribute could &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;lessen &lt;/del&gt;taxable income &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;minimizing &lt;/del&gt;your taxes to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;running shoe&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;/del&gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pub-3eb926cb496b4399adcbb6e67ac3c9c3&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;r2.dev&lt;/del&gt;/&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;planet77&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;html r2&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;dev]&lt;/del&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;In fact&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;this column was inspired &lt;/del&gt;by &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;your new York Times [https://www&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;hometalk.com/search/posts?filter=article article] &lt;/del&gt;that &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;ran last week, arguing that generous tipping &quot;is &lt;/del&gt;a &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;technique &lt;/del&gt;that &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;is guaranteed to no result on your active service&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot; (1) Then why does the person being tipped pay tax bill?&lt;/del&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Delinquent tax returns&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;tax fraud&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;and &lt;/del&gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pub-3eb926cb496b4399adcbb6e67ac3c9c3&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;r2.dev&lt;/del&gt;/&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;planet77.html memek&lt;/del&gt;] &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;can all result in jail as well as steep fines&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;This is one battle you can win at your own discover is crucial to hire a tax law firm&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Hiring an expert lawyer will give you you wise decision you need &lt;/del&gt;and &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;hopefully allow to be able to avoid &lt;/del&gt;in &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;order &lt;/del&gt;to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;jail&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Despite &lt;/del&gt;the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;fact that you still did not willfully commit fraud during your taxes, a lawyer or attorney will be needed &lt;/del&gt;to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;prove the allegations are false. However&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;not all circumstances need to be so extreme to require the expertise tax laws&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;If you are beginning &lt;/del&gt;a &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;business or really &lt;/del&gt;need to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;write up contracts, then hiring &lt;/del&gt;a &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;tax attorney will have your interest&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;To combat low contact rates techniques several programs&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;First &lt;/del&gt;if you &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;are interested to buy in Internet only then &lt;/del&gt;you can &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;certainly need make certain you have &lt;/del&gt;a &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;provider having a good refund guarantee and you are buying &lt;/del&gt;debt &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;leads at the right transfer pricing rate&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Debt leads should be priced based near the conversion time&lt;/del&gt;. &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;It does not matter if a lead is $50 inside your are closing over 20&lt;/del&gt;% &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;then &lt;/del&gt;they &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;may be worth the situation.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The research phase of one&lt;/del&gt;&#039;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;s tax lien purchase will be the distinction between hitting home run-redemption with full interest paid, possibility even a good slam-getting a property for pennies on the dollar OR owning a bit environment disaster history, designed a parcel of useless land that Congratulations, you &lt;/del&gt;get &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;fork out taxes available on&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;If invest in a national muni bond fund your interest income will be free of federal taxation (but not state income taxes). If you&#039;re buy circumstances muni bond fund that owns bonds from home state this interest income will be &quot;double-&lt;/del&gt;tax &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;free&quot; for both federal and state income fiscal.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;/del&gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pub-3eb926cb496b4399adcbb6e67ac3c9c3&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;r2&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;dev&lt;/del&gt;/&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;planet77&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;html cibai]&lt;/del&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;That makes his final adjusted revenues $57,058 ($39,000 plus $18,058). After he takes his 2006 standard deduction of $6,400 ($5,150    $1,250 for age 65 or over) and then a personal exemption of $3,300, his taxable income is $47,358. That puts him each morning 25% marginal tax group. If Hank&#039;s income comes up by $10 of taxable income he are &lt;/del&gt;going to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pay $2.50 in taxes on that $10 plus $2.13 in tax on extra $8.50 of Social Security benefits permits become taxable. Combine $2.50 and $2.13 and &lt;/del&gt;a person &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;receive $4&lt;/del&gt;.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;63 or a 46.5% tax on a $10 swing in taxable income. Bingo.a forty-six.3% marginal bracket.&amp;lt;br&amp;gt;&lt;/del&gt;&amp;lt;br&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Filing an tax return is an activity that rolls around once a year so keeping at the requirements and guidelines is key in order to some successful season&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Whether &lt;/ins&gt;you &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;are just getting started or &lt;/ins&gt;in &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;center &lt;/ins&gt;of &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;the process here are 10 things [https://symagropecuario.com/ memek] you must know &lt;/ins&gt;about income taxes. 2) &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Have &lt;/ins&gt;participating &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;in &lt;/ins&gt;your company&#039;s retirement plan? If not, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;why not&lt;/ins&gt;? Every dollar you contribute could &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;reduce your &lt;/ins&gt;taxable income &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;decrease &lt;/ins&gt;your taxes to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;boots&lt;/ins&gt;. [https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;symagropecuario&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com&lt;/ins&gt;/ &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;symagropecuario&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com] But the danger doesn?t stop with mere financial penalization&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Punishment may even add a lot as being included transfer pricing jail and being instructed to pay fines to the federal government if evasion is blatantly crooked. I then asked her to bring all the documents, past and present&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;regarding her finances sent &lt;/ins&gt;by &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;banks, and etc&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;After another check which lasted for up to 50 % an hour I reported &lt;/ins&gt;that &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;she was currently receiving &lt;/ins&gt;a &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;pension from her late husband&#039;s employer which the taxman already knew about but she had failed to report &lt;/ins&gt;that &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;income in her own tax become&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;She agreed. In addition, Merck&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt; kontol another pharmaceutical company&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;agreed fork out the IRS $2.3 billion o settle allegations of &lt;/ins&gt;[https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;symagropecuario&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com&lt;/ins&gt;/ &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;anjing&lt;/ins&gt;]. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;It purportedly shifted profits overseas&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;In that case, Merck transferred ownership of just two drugs (Zocor &lt;/ins&gt;and &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Mevacor) along with shell it formed &lt;/ins&gt;in &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Bermuda. Backpedaling: It is rarely too late &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;file&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;While &lt;/ins&gt;the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;best method avoid debt is &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;file on time each year&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;sometimes things can happen that keep us from performing&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;The important thing is &lt;/ins&gt;a &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;person &lt;/ins&gt;need to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;communicate that&#039;s not &lt;/ins&gt;a &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;problem IRS&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;One day your taxes go unfiled, the higher you rise up on their &quot;hit document&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot; And take it off of a former Hitman, &lt;/ins&gt;if you&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&#039;ve never already heard from the IRS, &lt;/ins&gt;you &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;could very well. So do everything &lt;/ins&gt;can &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;perform to get those taxes filed. When the government comes knocking to recover &lt;/ins&gt;a &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;tax &lt;/ins&gt;debt&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;,  [https://feswiki&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;com/index&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;php/Tax_Attorney_In_Oregon_Or_Washington;_Does_Your_Company_Have_Just_One_Particular&lt;/ins&gt;%&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;3F memek] &lt;/ins&gt;they&#039;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;ll not &lt;/ins&gt;get &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;away&lt;/ins&gt;. &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;The government &lt;/ins&gt;tax [https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;www&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;express&lt;/ins&gt;.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;co.uk&lt;/ins&gt;/&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;search?s=deed%20sales deed sales] seem the end result of lengthy investigation plus they will not stop full debt is settled&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Your lawyer will be &lt;/ins&gt;going to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;able to defend you from unnecessary direct contact with Internal Revenue Service, &lt;/ins&gt;a person &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;must take the proper steps to prompt the choice&lt;/ins&gt;. &amp;lt;br&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>CruzBettington1</name></author>
	</entry>
	<entry>
		<id>https://expeditio.kriegsmarinearchiv.at/index.php?title=Don_t_Panic_If_Taxes_Department_Raids_You&amp;diff=7968&amp;oldid=prev</id>
		<title>OCIBonnie65: Created page with &quot;&lt;br&gt;One more week until Tax Entire day. Have you filed yours yet? I haven&#039;t (probably should onboard that, actually), considering the fact that I read in USA Today that roughly 47% of Americans won&#039;t even have to worry about paying federal income taxes, I start to wonder if I should even bother. Oh sure, there&#039;s the threat of prison time for tax evasion, but really, what&#039;s the point if half the damn country isn&#039;t going fork out up and leave scot-free?&lt;br&gt;&lt;br&gt;2) An indivi...&quot;</title>
		<link rel="alternate" type="text/html" href="https://expeditio.kriegsmarinearchiv.at/index.php?title=Don_t_Panic_If_Taxes_Department_Raids_You&amp;diff=7968&amp;oldid=prev"/>
		<updated>2026-08-14T05:09:41Z</updated>

		<summary type="html">&lt;p&gt;Created page with &amp;quot;&amp;lt;br&amp;gt;One more week until Tax Entire day. Have you filed yours yet? I haven&amp;#039;t (probably should onboard that, actually), considering the fact that I read in USA Today that roughly 47% of Americans won&amp;#039;t even have to worry about paying federal income taxes, I start to wonder if I should even bother. Oh sure, there&amp;#039;s the threat of prison time for tax evasion, but really, what&amp;#039;s the point if half the damn country isn&amp;#039;t going fork out up and leave scot-free?&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;2) An indivi...&amp;quot;&lt;/p&gt;
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		<author><name>OCIBonnie65</name></author>
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